Stop Overpaying for Texas Wind & Hail Coverage.
Texas rates spiked again this year. Compare 15+ top carriers side-by-side to find lower premiums and manageable storm deductibles.
Texas Rate Update: Home insurance premiums are up another 18–28% across the state, driven by hail losses and higher rebuild costs.
What a percentage deductible really costs you
A 2% deductible on a $400,000 home means paying $8,000 yourself before insurance pays anything on a hail claim.
Illustrative only. Percentage deductibles apply to your dwelling (Coverage A) limit, not the claim amount.
Shop 15+ Texas Carriers
Compare quotes from top admitted and regional Texas insurers in one place.
Wind & Hail Optimization
Understand split deductibles (1% vs 2%) to balance monthly savings against storm risks.
Impact-Resistant Roof Discounts
See how Class 4 roofing materials can cut your annual premium by up to 15–35%.
Get your Texas wind & hail comparison
Share your address, rebuild value, and roof age. A licensed Texas agent compares admitted and regional carriers, models 1% vs 2% deductible options side-by-side, and applies any Class 4 roof credit you qualify for.
Step 1 of 3: Property
Texas wind & hail questions
trustedhomerates.com is an independent insurance comparison platform and is not affiliated with any government agency or the Texas Department of Insurance. Deductible examples are illustrative. Coverage availability, pricing, discounts, and eligibility are determined by the issuing carrier.